Gold prices, trade and investment

Privacy policy

1. Our commitment to your privacy
EF is committed to protecting the privacy of our customers. The Privacy Policy adopted by EF (Privacy Policy) applies to all personal information collected by us or provided to us, whether offline or online, including personal information that is ("Our Sites") and on any mobile, small, and other mobile interactive features (collectively referred to as our "Applications"), through our official pages of the social media we control ("our pages"). On social media "), and through HTML messages we send to you (collectively, including pages on social media, applications and websites, "sites"). By providing you with personal information, you agree to the terms and conditions of this Policy.

2. Personal characterization
What personal information do we collect?
"Personal Information" is information that identifies you as individuals, including:

The name
user name
Postal address (including billing address and shipments)
Phone number (including mobile number and home number)
E-mail address
Credit card number and debit card number
personal picture
Account number on social media
Country of residence
Name and address of the school
Name and address of the company
Favorite courses
Preferences
Information about your browser and device
Information about the server log file
Information collected through cookies, additional pixel data, and other technologies
Application usage data
Demographic information and other information you provide
Location Information
Collected information
Do we collect personal information?
We and our service providers may collect personal information in a variety of ways, including:

Through sites: We can collect personal information through sites, such as when you sign up for a newsletter or make a purchase.
Offline: We can collect your personal information from you without being connected to the Internet, such as when you call the Customer Service Department.
Through your browser or device: Some information is collected by most browsers or through your device automatically. We use this information for statistical purposes and to ensure the good functioning of the sites.
Through server log files: Your IP address is a number automatically assigned to the computer or device that you use by your Internet service provider. The IP address is automatically specified and recorded in the server log files whenever the user visits the sites, specifying the time of the visit and the page / pages visited.
Using cookies: Cookies allow a web server to transfer data to a computer or device for archiving and other purposes. If you do not want to collect information by using cookies, there is a simple procedure available in most browsers that lets you not use cookies. For more information about our use of cookies, please review our cookie policy.
By using the application: When downloading or using an application, we and our service providers can track and collect application usage data, such as the time and date the application on your device entered our servers, information and downloaded files based on your device number.
Through you: Information such as date of birth, gender, zip code, and other information, such as your preferred means of communication, can be collected when you voluntarily provide this information.
By location: We may collect information about the location of your device.
In some cases, we may use third party payment services to make purchases and / or fundraising through sites. In such cases, your personal information may be collected by this third party, not by us, and then the collected information will be subject to the privacy policy adopted by that third party, not to the Privacy Policy adopted by us. Therefore, we can not control or assume responsibility for the use or disclosure of your personal information by this third party.
In some cases, we may use third party payment services to make purchases and / or fundraising through sites. In such cases, your personal information may be collected by this third party, not by us, and then the collected information will be subject to the privacy policy adopted by that third party, not to the Privacy Policy adopted by us. Therefore, we can not control or assume responsibility for the use or disclosure of your personal information by this third party.

How do we use personal information?
We may use personal information:

To respond to your inquiries and to meet your requests, such as sending newsletters to you or answering your questions and responding to your comments.
To send you administrative information, such as information related to sites and modifications to our terms and conditions and policies. Since this information may be important to your use of the sites, you can not stop receiving these messages.
To complete and complete your purchases and / or donations, such as processing your payments, delivery of orders to you, communicating with you regarding your purchase process and providing appropriate customer service to you.
To send updates and announcements about our products, advertising campaigns and programs, and to send invitations to you to participate in special programs.

To allow you to connect with other users and receive communications from them through the sites, as provided by the applicable site.
To allow you to participate in message boards, chats, profile pages, web server logs, and other services where you can post information and materials (including pages on social media).
Such as analysis and management of our business, conducting market studies, auditing, developing new products, enhancing our sites, improving our services and products, identifying trends of use, determining the effectiveness of our promotions, designing the experience and content of websites specifically based on your past activities, Providing customer service (including troubleshooting with regard to customer issues).
We use the information provided by your browser or device for statistical purposes and to ensure the proper functioning of the sites.
For more information about the purposes for which we use cookies, please review our cookie policy.
We may use the geographical location of your device to provide you with services and content designed specifically for you depending on the site. We may also partner with our marketing partners in the geographic location of your device as well as information about the ads you've seen and other information we've collected, in order to enable partners to better serve your content and to examine the effectiveness of your advertising campaigns.
(B) To comply with legal rules; (c) To respond to requests from public and governmental authorities, including public and governmental authorities outside your country of residence; (d) To comply with the provisions of the law, (F) to protect our rights, privacy, safety or proprietary rights and / or those of our subsidiaries and / or those belonging to you or to others; (g) to allow us to protect our rights and privacy; To follow up our corrective actions and reduce the damage we may incur.
Your personal data will be processed by EF within and outside the European Union / European Economic Area / Switzerland, primarily for the purpose of completing the booking process or providing the products and services you have requested (including travel insurance coverage), customer service and marketing activities. Where our servers are located in the United States, our sales teams operate from local offices around the world. Our main hub is in Switzerland. Schools where students choose to take lessons at local offices around the world may share your personal data with our affiliates and responsible parties. On claims processing and business partners within and outside the European Union / European Economic Area / Switzerland. Business partners with whom we exchange information are only those who need access to personal information in order to process the claims you have posted on the sites, such as assistance with transportation, residence or schools; they will therefore receive only the necessary information needed only for that purpose. No business partner will receive your personal information for marketing purposes. Please note that EF addresses your personal data in accordance with applicable privacy and data protection legislation. If you have any questions about how EF addresses your personal data or you wish to obtain a copy of your information in EF's possession, or you wish to correct or erase any inaccurate personal data, please contact us.
3. Security
We adopt reasonable regulatory, technical and administrative measures to protect the personal information in our possession. Unfortunately, we can not guarantee that any data transfer on the Internet or data-retention system will be fully secured.

If you have any reason to believe that your activity with us is no longer safe (for example, if you feel that the security of any account you have with us has been compromised), please notify us immediately of the problem by contacting us according to the form in the Contact Us section.

4. Access, Modify and Options
We offer you many options regarding the use and disclosure of your personal information for marketing purposes.

If you ever want to stop receiving marketing messages from us, the easiest way to do this is by using the "opt out" feature in the marketing messages you receive from us. You may also notify us by sending an email to us, contacting us or writing to us using the contact information listed below in the "Contact Us" section. Please specify in your application that you would like to stop receiving marketing messages from us.
In addition, we will not disclose your personal information to any third party, including our affiliates, for the direct marketing of such third party, if we receive and process a request from you asking us not to share your personal information with third parties for this purpose. If you wish to make such a request, please notify us by using the form in Contact Us. Please note clearly that you ask us not to disclose your personal information to our affiliates and / or third parties for their direct marketing purposes.
We will endeavor to meet your requests (requests) as soon as possible. Please note that we may continue to forward important administrative messages to you, even if you choose not to receive marketing messages, and you can not opt ​​out of receipt of such administrative communications.

In order to review, correct, update, cancel, erase or otherwise limit our use of your personal information that you have previously provided to us, please use the form in "Contact

5. Third party sites
This policy does not address the privacy, information or practices of any other third parties, including any third party that operates any website available on the EF links, and we have no liability in this regard. The inclusion of a link on the EF Sites does not imply consent or approval of our affiliates on the Linked Site.

In addition, we can provide you access to a third-party function, allowing you to add content to your accounts on social networking sites. Please note that any information you provide through the use of this function is subject to the third-party privacy policy and not to the current privacy policy. Therefore, we do not control, and are not responsible for, any third party use of such information that you provide through the use of this function.

Also, we are not responsible for the policies and practices of data collection, use and disclosure (including data security practices) of other organizations such as Facebook, Apple, Google, Microsoft, RIM, any other application developer, application provider, social media platform provider, A wireless service provider, or a hardware manufacturer, including any personal information you disclose to other organizations through or in connection with applications or social media pages.

6. Period of retention of information
We will retain your personal information for the period necessary to achieve the purposes stated in this Policy.
7. Sensitive information
We typically ask you not to send or disclose to us any sensitive information (eg, information related to ethnic or racial origin, political opinions, religious or other beliefs, health or medical status, criminal background or trade union membership), on or through sites or otherwise. In some special exceptions that may require this, such as insurance claims, we will clearly state how to do so safely.

8. Privacy Policy Updates
We may make changes to this policy. Therefore, please take a look at the "Last update" key at the top of this page to see the date of the last review of this policy. Any changes we may make to our Privacy Policy will take effect from the moment you publish our Privacy Policy. Your use of the Sites after making such changes means that you agree to the revised Privacy Policy.

9. call us
If you have any questions regarding our Privacy Policy, please contact us
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